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financial advisor
Niraj Nanal

Certified Financial
Planner in Pune, India

Welcome to NR Financial Consultants, where financial clarity meets personalized life planning under the expert guidance of Niraj Nanal, a distinguished Certified Financial Planner and Registered Life Planner with over a decade of unwavering expertise.

Niraj Nanal stands out as the only Registered Life Planner who had the privilege of assisting the renowned George Kinder, hailed as the Father of the Financial Planning Movement worldwide. Together, they pioneered the first RLP program conducted in India, bringing global expertise to our local community.

Our Services

Transform Your Life with a Revolutionary Financial Approach!

Tired of the same old financial jargon like FDs, policies, medical insurance, SIP, mutual funds, equities, and commodities? If you’ve tried them all and still feel stuck in the hustle of earning a living, we understand.

Introducing a game-changing solution to break free from the mundane – a solution crafted by only four rare experts currently practicing in India.

If you are fed up with just making a living and yearning for something more meaningful, we have the answer for you. Our innovative approach, known as Financial Life Planning (FLP), goes beyond traditional financial instruments. Unlike the mainstream, FLP centers around your life, not just your money. This groundbreaking methodology, currently embraced on all seven continents, promises to transform your approach to finances and elevate your quality of life. Say goodbye to the usual financial buzzwords and embark on a journey where your life takes center stage. Embrace FLP and make life out of living!

One-Year FLP Program An Inspiring Vision...

Embark on a transformative journey

Financial Life Planning for NRI

Are you an NRI facing financial...

Book for speaking

Financial Life Planning

Will / Succession Planning

Panel of associates

A Global Collaboration:
Partnering with George Kinder

Our Stories

From Ordinary to Extraordinary Life's Stories

One-Year FLP Program
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Our Stories

From Ordinary to Extraordinary Life's Stories

LIFE PLANNING IS FINANCIAL PLANNING DONE RIGHT- GEORGE KINDER

Wealth Management, Your Way Wealth Management, Your Way Your Way Wealth Management, Your Way Your Way Wealth Management, Your Way Your Way Wealth Management, Your Way Your Way Wealth Management, Your Way Your Way Wealth Management, Your Way Your Way Wealth Management, Your Way Your Way Wealth Management, Your Way

Our Stories

Reviews from
Clients that Speak Volumes

Entire process of Life Planning was extraordinary, it is a very unique approach of first exploring what is core to your heart and then work to achieve all those goal. Was surprised to see how some tough/complex goals were achieved in near term just because they were setup and executed as part of this process, in normal course I would have just dreamt of achieving them.Once the life plan is laid out, the financial planning is done meticulously ensuring all life goal are met and risks addressed.Very pleased to have found such expertise and competency to handhold at every setup of life and financial planning.

Mahendra Saraf IT Professional

We were introduced to Niraj via a common friend and the journey of life planning commenced. The experience has been a very enriching one and a lot of time is effort is spend in the initial part just discussing the goals that you have as an individual and as a family. There is shift in a thought process from “saving for a rainy day, procrastinating your goals” to planning effectively so that you can really assign a time frame and go after your goals. The journey so far has been great and we now have some key milestones coming up and are excited to work with Niraj towards realization.

Rahul Apte Sales & Marketing Professional, Manufacturing

Financial planning is an important aspect of our lives that we scarcely put any focus on. Most people simply go with the flow, or go down an ill-advised route based on advice received from elders in the family. Since coming into contact with Niraj we have been able to focus on the issues/problems that require attention and have been able to make best use of our resources in building for the future as well as living life to the fullest as we go. Also inculcates a culture of financial discipline.

Renju Abraham IT Professional

It was great way to get perspective on achieving Life Goals through the Financial Planning. I am pleased to have been able to bring complicated life decisions into TANGIBLE form. I think it has set me in the right direction of maximizing wealth and achieving goals. Would very much recommend others to embark on the Financial Planning Process with Niraj!

Mithun Raj Sales Professional

Niraj Nanal has been my financial consultant and planner for the last 10 years. His method of understanding your requirements and making plans for future liabilities has enabled me to create a reasonable fund for my daughter’s higher education abroad. Disciplined and goal-based investing are the highlights of his strategies. I would strongly recommend him if you want to ensure that financial dreams turn into realities.

Dr Amit Parasnis Surgical Oncology

Niraj has been a life changing guru for me and has guided me perfectly to a better life that I deserved- both financially and wellbeing. Thank you once again.

Mr. Sheroy

Entire process of Life Planning was extraordinary, it is a very unique approach of first exploring what is core to your heart and then work to achieve all those goal. Was surprised to see how some tough/complex goals were achieved in near term just because they were setup and executed as part of this process, in normal course I would have just dreamt of achieving them.Once the life plan is laid out, the financial planning is done meticulously ensuring all life goal are met and risks addressed.Very pleased to have found such expertise and competency to handhold at every setup of life and financial planning.

Mahendra Saraf IT Professional

We were introduced to Niraj via a common friend and the journey of life planning commenced. The experience has been a very enriching one and a lot of time is effort is spend in the initial part just discussing the goals that you have as an individual and as a family. There is shift in a thought process from “saving for a rainy day, procrastinating your goals” to planning effectively so that you can really assign a time frame and go after your goals. The journey so far has been great and we now have some key milestones coming up and are excited to work with Niraj towards realization.

Rahul Apte Sales & Marketing Professional, Manufacturing

Financial planning is an important aspect of our lives that we scarcely put any focus on. Most people simply go with the flow, or go down an ill-advised route based on advice received from elders in the family. Since coming into contact with Niraj we have been able to focus on the issues/problems that require attention and have been able to make best use of our resources in building for the future as well as living life to the fullest as we go. Also inculcates a culture of financial discipline.

Renju Abraham IT Professional

It was great way to get perspective on achieving Life Goals through the Financial Planning. I am pleased to have been able to bring complicated life decisions into TANGIBLE form. I think it has set me in the right direction of maximizing wealth and achieving goals. Would very much recommend others to embark on the Financial Planning Process with Niraj!

Mithun Raj Sales Professional

Thank you, Niraj for removing the stresses involved in investing money and giving a structure to our finances - financial and life planning done in a scientific manner !!

Dr Girish Krishnan Gastrointestinal and Genitourinary Pathology

Niraj Nanal has been my financial consultant and planner for the last 10 years. His method of understanding your requirements and making plans for future liabilities has enabled me to create a reasonable fund for my daughter’s higher education abroad. Disciplined and goal-based investing are the highlights of his strategies. I would strongly recommend him if you want to ensure that financial dreams turn into realities.

Dr Amit Parasnis Surgical Oncology
Renju Abraham
Read More
Financial planning is an important aspect of our lives that we scarcely put any focus on. Most people simply go with the flow, or go down an ill-advised route based on advice received from elders in the family. Since coming into contact with Niraj we have been able to focus on the issues/problems that require attention and have been able to make best use of our resources in building for the future as well as living life to the fullest as we go. Also inculcates a culture of financial discipline.
Mithun Raj
Read More
It was great way to get perspective on achieving Life Goals through the Financial Planning. I am pleased to have been able to bring complicated life decisions into TANGIBLE form. I think it has set me in the right direction of maximizing wealth and achieving goals. Would very much recommend others to embark on the Financial Planning Process with Niraj!
Dr Girish Krishnan
Read More
Thank you, Niraj for removing the stresses involved in investing money and giving a structure to our finances - financial and life planning done in a scientific manner !!
Mahendra Saraf
Read More
Entire process of Life Planning was extraordinary, it is a very unique approach of first exploring what is core to your heart and then work to achieve all those goal. Was surprised to see how some tough/complex goals were achieved in near term just because they were setup and executed as part of this process, in normal course I would have just dreamt of achieving them.Once the life plan is laid out, the financial planning is done meticulously ensuring all life goal are met and risks addressed.Very pleased to have found such expertise and competency to handhold at every setup of life and financial planning.
Dr Amit Parasnis
Read More
Niraj Nanal has been my financial consultant and planner for the last 10 years. His method of understanding your requirements and making plans for future liabilities has enabled me to create a reasonable fund for my daughter’s higher education abroad. Disciplined and goal-based investing are the highlights of his strategies. I would strongly recommend him if you want to ensure that financial dreams turn into realities.
Rahul Apte
Read More
We were introduced to Niraj via a common friend and the journey of life planning commenced. The experience has been a very enriching one and a lot of time is effort is spend in the initial part just discussing the goals that you have as an individual and as a family. There is shift in a thought process from “saving for a rainy day, procrastinating your goals” to planning effectively so that you can really assign a time frame and go after your goals. The journey so far has been great and we now have some key milestones coming up and are excited to work with Niraj towards realization.
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Explore Our Frequently Asked Questions

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1. What makes Niraj Nanal Financial Consultants unique?

Niraj Nanal is more than just someone who helps you with financial planning, he's like a guiding light for financial freedom. His personalized approach has empowered over 100 delighted clients.

2. What sets Financial Life Planning (FLP) apart from traditional financial approaches?

FLP goes beyond conventional financial instruments, focusing on your life, not just your money. It's a revolutionary methodology embraced worldwide, promising to transform your approach to finances and elevate your quality of life.

3. How does the One-Year FLP Program work?

Join our transformative 1-year program for structured goal-setting, a personalized financial life plan, and 12 months of expert guidance. Enjoy unlimited access to Niraj, periodic reviews, and a dashboard with financial instrument insights.

4. What does Financial Life Planning for NRI offer?

Our NRI service converts financial confusion into clarity. From investment strategies to understanding tax implications, we guide NRIs in creating a roadmap for success, no matter where they are in the world.

5. Is Financial Life Planning only about investing?

No, FLP deals with certain problems made for your situation. Come to our workshops about taxes and investing, and get advice made just for professionals such as doctors, IT experts, and small business owners.

6. How can I connect with Niraj Nanal Financial Consultants?

Ready to make life out of living? Connect with us today by writing to info@nirajnanal.com.

7. What is Niraj Nanal's success record?

Niraj has made more than 100 clients really happy and has a big number portfolio. This shows how much his clients trust him and how satisfied they are with his help in reaching their financial

8. What is Financial Life planning?

Financial life planning is a holistic approach to financial management that goes beyond traditional financial planning by taking into account the broader aspects of an individual's life.

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